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TN – HOME DEFENSE – Gun owners seek legal protection for possible self-defense litigation (VIDEO)

These days more people are carrying weapons — especially guns — for personal safety. And, if and when you do act in self-defense some are now seeking added protection from lawsuits.

You may have heard of cases where a victim defends himself from an attacker, and then that injured criminal suspect sues the victim for damages. And that’s part of what’s led to more people seeking legal protection. “You can be sued or charged and not even fire the gun. You pulled it out and threatened them,” John Harris with the Tennessee Firearms Association said. He said it can happen even if you are the clear victim acting in self-defense — say, for instance, a driver shooting a carjacker. In some cases, action may be taken by responding police, or more likely the accused crook himself.

“The claim would be it was excessive force,” said Harris. Nationwide, there are an estimated two-hundred criminal or civil actions filed every month against those who say they acted in self-defense.

Most standard insurance policies don’t help, so people seek other protections. “It’s grown at a tremendous rate. It’s been around for a while, but growing faster than ever,” Maria Julianna with the United States Concealed Carry Association, said.   [full article]

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